New Jersey group health, life, medical and disability insurance plans plus HSA, HRA, small business, 401k and employee benefits consulting - Goodliffe Associates
A report covering health care plan design and legislative changes                   Volume 49, Number 12

In This Issue

Wal-Mart's $4 Generic Drug Program Could Force Lower Prices

Automatic 401(k) Enrollment Not A Panacea For Low Savings Rates

Some 70% of the plan sponsors that practice automatic enrollment had a default contribution rate of 3% or less, the study found.

Health Care Cost-Sharing Produces Different Outcomes For Different Populations

Compared with free care, total medical expenditures were found to be 15% lower among participants in the 25% co-insurance plan, and 30% lower among enrollees in the 95% co-insurance plan.

Rising Costs Fuel Discontent With Health Care System

Of those respondents with medical coverage, 60% said they have experienced an increase in the amounts they are being asked to pay for health care over

The information contained in this newsletter is for general use, and while we believe all information to be reliable and accurate, it is important to remember individual situations may be entirely different. The information provided is not written or intended as tax or legal advice and may not be relied on for purposes of avoiding any federal tax penalties. Individuals are encouraged to seek advice from their own tax or legal counsel. This newsletter is published by Liberty Publishing, Inc., Beverly, MA. Copyright © 2006 Liberty Publishing, Inc. All rights reserved.

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